Planning for Senior Living

In the United States, over 12 million Americans are making senior living decisions right now. That number increases every year. In fact, by 2030, over 65 million Americans will be facing retirement and senior living decisions. So consider yourself on the leading edge of a new trend. Everyone, every family, has a unique set of circumstances that must be weighed. The worst thing to do is to compare and judge your family’s decisions based on what other people think. Source: Family Circle and the Kaiser Family Foundation.

The Right Time for Care

When is the right time to consider a senior living arrangement? Again, it all depends. Knowing how to recognize the right time comes down to the kind of living arrangement that is needed. Some seniors choose to stay at home. Others require some kind of specific care. While others consider senior living solely on their changing lifestyle, such as escaping the upkeep of a house, or being with others who have similar interests. Once you recognize your circumstance, it is easier to assess the options.

Communication is the Key

The only way to work through feelings of fear, uncertainty and guilt is to talk about it. This can also be hard, but it is far better than to avoid the conversation. Once it is clear you are acting out of love and consideration—out of what’s best for everyone—the conversation may start to get easier.

Partners in the Process

Whether it’s a senior thinking about moving or an adult child considering help for a parent, any decision about senior living should include the entire family. These conversations require a leader or organizer (the one who starts the dialogue); and usually the person who most favors the change should be appointed. It’s best when everything is “put on the table” support, finances, timing, choices.

Start with the Basics

Once you decide to explore senior living alternatives, the first consideration is geographic. Exactly where is the right place to live? This could vary based on weather, a dream location, or closeness to special relative. But once you decide this, everything else starts to come into focus. The next issue is all about services and care needs. Do you need someone to cook meals? Administer medication? Help with dressing and bathing? Or just a more social lifestyle? The third consideration is financial. What can you afford? This can be a huge question, as you have to consider things like retirement savings, your estate, outside assistance and other family financial needs. Finally, there’s comfort. Just what feels like home? Within the spectrum of senior living, there is a lifestyle for every taste. At the end of the day, home is what we make it.

Planning for Senior Living
Types of Senior Care to Choose From
Top 7 Considerations